History of Apple Pay
Well, the clue is in the name of course. The payment method is yet another example of the many world changing technological innovations devised by the giant American conglomerate Apple Inc. The world leading Apple Mac computers, iPods, iPads, iPhones and now the Apple Watch: they’re all devices which have become everyday gadgets in the modern world.
Forever associated with its co-founder and all-round genius, Steve Jobs, Apple is now one of the most profitable and influential companies on the planet, along with the likes of Google and Amazon.
The Apple Pay transaction system was originally launched in the United States in the autumn of 2014 and swiftly rolled out across the globe in succeeding years. At the time of writing, it is available in well over fifty countries, including almost every nation in North America, Europe, Australasia and Asia. Only the Indian sub-continent, Africa, most Arabian states and the western part of South America have yet to be incorporated into the service.
For a service which is so simple to use, it took almost two years to design and plan. Major international banks, Visa and MasterCard all took part in a top secret collaboration before the new payment system could be unveiled. Even most of those working on the scheme were unaware of Apple’s involvement until the first public announcement was made in September 2014.
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8 |
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8 |
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8 |
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7 |
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How Does Apple Pay Work?
The system uses Near Field Communication (NFC) technology. You can use any compatible Apple device (e.g. iPhone, iPad, Mac or Apple Watch) for making purchases either instore or online. Each device has an internal NFC compatible chip for real world purchases, which is read using a sensor in the retailer’s checkout terminal. For online purchases using the app or via the Safari web browser, your device identification number is used.
The technology is similar to that used for other forms of contactless payments, but with the additional reassurance of using biometric data (Touch ID or Face ID) to authorise your payments.
Transactions are very secure. For all purchases, every transaction is encrypted. This ensures that only app / browser / device you are using and the website you are buying from can access your transaction details. No actual bank debit or credit account information is ever used in the transaction: instead your device account number is used to identify you, and an individual additional security code is used for each transaction. If your Apple device is lost or stolen, you can use the Find My iPhone application to either suspend payments by putting your device in Lost Mode, or you can prevent further payments being made by accessing your Apple ID account page using an alternative device.
Apple Pay and Online Bingo
Many online bingo and casino sites now offer Apple Pay as an option to ensure making payments is even easier and more convenient for their players. Apple does not charge players for making payments: instead the retailer / website is charged a small commission when receiving your funds. It really is a simple way to pay for your play. You can find out whether a site accepts Apple Pay as a means of payment by checking the Deposit Methods link on any of our site reviews.
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10 |
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5 |
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9 |
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9 |
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7 |
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8 |
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8 |
| Experience Rating: |
8 |
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7 |
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7 |
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7 |
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8 |
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9 |
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5 |
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8 |
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7 |
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8 |
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9 |
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7 |
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4 |
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8 |
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7 |
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7 |
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7 |
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8 |
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8 |
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7 |
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9 |
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6 |
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Yes |
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2013-01-01 |
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5 |
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6 |
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5 |
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7 |
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7 |
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Yes |
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